Helping You Shop Smart for Health & Medical Insurance in California & Florida
Medical insurance in California and Florida doesn’t have to be as expensive as you think. Our insurance advisors help prevent unnecessary hardships and financial burdens, allowing you to enjoy the benefits of your coverage. Depend on our health insurance brokers to remain by your side during your entire time with us. In other words, you’ll speak with the same advisor from beginning to end. Call (323) 912-0685 today to get the conversation started.
Are You Getting
Comprehensive Major Medical?
First, it’s important to decide whether you want a full or limited benefit plan. Next, you must decide if you want limited or unlimited doctor visits. Additionally, you must ask yourself: would it be beneficial to have an extra tax deduction? If so, a health savings account might be the best choice for you. Of course, this conclusion should only be reached after you’ve decided and understood the pros and cons of a PPO or HMO plan.
It's Your Choice
Insurance options include:
- Bronze
- Silver (with variations)
- Gold
- Platinum
- HSA (available where HSA-compatible plans are found)
Additional Options/Decisions
Insurance options include:
- Co-Insurance, 20% or 40%
- Limited or Unlimited Rx
- No-Deductible or High-Deductible Plans
- A Cadillac or Catastrophic Plan
- Dental/Vision Insurance
- Acupuncture/Chiropractic
- Life Insurance
Group Insurance
Rely on us for information on the new and upcoming health insurance exchanges. We provide advice and details on all types of group policies, including cafeteria plans. Most companies offer 20-25 plans each, and we represent all major carriers—so you’re sure to find the right coverage for you and your employees
Medicare
Supplement
Because there is so much involved with Medicare, you should never sign up for it on your own. It’s crucial to consult a knowledgeable advisor to walk you through the process.
When you turn 65, you have a six-month window to apply for a Medicare-Supplement Plan with no medical questions asked. If time expires, the underwriting process becomes much more difficult. We’re here to ensure that you receive the plan that best fits your needs while preventing unnecessary expenses.
PDP Medicare Prescription Drug Plan
As part of Medicare Plan D, these plans are designed to help reduce the amount you pay for your prescription drugs. Our mission is to ensure that all Californian Floridians have access to high-quality prescription drug coverage at an affordable price. Count on us to make your life easier by delivering outstanding client services and coverage options.
Call now to schedule your free one-on-one consultation.